Providing healthcare can be personally rewarding and it can be risky. Allied healthcare liability insurance can cover the liabilities that medical professionals can face while performing their job duties. Here are three common liabilities that can occur in allied healthcare.
Medication errors can occur if someone gives a patient the wrong medication, prescribes the wrong medication, provides the patient with the wrong dosage or provides the medicine at the wrong intervals. Depending on the type of medication and the condition of the patient, the patient could become seriously ill, suffer irreparable damage or could die. All healthcare professionals involved in the incident, both directly and indirectly, could be accused of negligence, malpractice or wrongful death.
When a patient’s illness goes untreated and worsens due to a doctor’s inability or failure to diagnose the condition, the physician could be at risk for a claim of medical negligence or malpractice. Likewise, an incorrect diagnosis that causes harm or death to a patient could also result in a claim of medical negligence or malpractice. Diagnosis errors can occur with the most experienced and capable doctors.
Allied healthcare liability insurance can protect physicians if they are accused of diagnosis errors by covering legal fees to defend them. It can also cover the financial responsibility for any judgments against the physician.