Directors & Officers Liability

Directors & Officers Liability Insurance isn’t a luxury anymore. In today’s business world, the growing number of class action lawsuits, data breaches, and compliance obligations make holding professional liability insurance absolutely necessary.

What is Directors & Officers Insurance?

It’s a special type of insurance aimed at covering any lawsuits that a company’s officers and directors face as a result of alleged wrongful acts or negligence in their duties. Additionally, it can protect an organization should a claim be brought against it. There are generally three sides to Directors & Officers Liability Insurance policies.

  • Side A – helps directors and officers protect their personal assets
  • Side B – reimburses the corporation for any costs it experiences while it indemnifies the officers and directors in a claim
  • Side C – covers the business itself if it’s ever named as a defendant in a claim

Get Trusted, All-Around Protection

Because of the growing scrutiny and obstacles many organizations and their directors face, choosing to go without Directors & Officers Liability is risky. If an unhappy customer or community member decides to bring a lawsuit against an uninsured company, the organization will have to pay the expenses from its coffers. Unprotected officers and directors will be forced to pay out-of-pocket for their defense expenses. Situations like these are entirely preventable. All it takes is a little time and research for the company to determine which insurance coverage is right for it.


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