Something happened at your business. Maybe someone fell or a patron got physical with your security personnel. Whatever happened, you’re now facing a potential lawsuit. This can be daunting if you don’t have a comprehensive insurance policy designed to protect you from various claims. If you’re looking for insurance for night clubs or other entertainment venues, make sure the company you hire offers these three things.
1. Liability Program Insurance
A good insurance company should be able to present multiple coverages and work with you to choose the right ones for your specific business. From basic general liability to assault and battery coverage, whatever you need, it should have.
2. Risk Mitigation & Claims Services
This requires personal involvement with your business. Someone should be able to sit down with you and show you the risks associated with your venue then discuss risk mitigation and how you can best protect your establishment.
3. Investigation Assistance
Sometimes people see an opportunity to make money and file fraudulent claims. A company offering insurance for night clubs or other hospitality venues should have people who analyze these claims and look for the tell-tale signs.
Let Insurance Ensure Your Protection
Working with a reputable insurance company ensures full coverage for all aspects of your business. Making sure you’re fully insured guarantees that the party never has to stop.