Today theft comes in many different shapes and sizes. Because of the various ways someone can steal from your business, it can be difficult to insure against. Some types of policies like fidelity insurance, surety bonds and other insurance policies don’t fully cover all crime losses. That’s why businesses have to turn towards crime coverage insurance.
Use Commercial Crime Insurance
This type of coverage protects your business from many different types of crime losses. Of course, the exact protection depends on your insurance provider, but many of these policies cover:
- Employee theft
- Theft of money and securities on premises
- Computer fraud
- Fraudulent fund transfers
- Counterfeit money or money orders
That means that if an employee or other individual steals from your business, you will be able to get reimbursed.
Talk to an Insurance Agent
You want to make sure that your business is completely protected. That means you want to have a lot of contingencies in mind. You want to be covered for anything ranging from robbery, burglary and even loss due to fire or other disaster.
You know you can’t rely on one type of coverage because then not everything will be protected. Don’t let your business be fragile when it comes to the theft of money or inventory. Talk to an insurance agent today to make sure that crime coverage insurance is the right fit for your business.