When you think of high-risk environments, laundromats are likely not the first place to come to mind, but they entail liabilities just like any other business. Many of these liabilities, in fact, are unique to a laundromat environment and should therefore, be covered by insurance that is designed specifically for such businesses. If you own or operate a laundromat, you cannot do without the coverage provided by laundromat insurance.

Coverage for All Laundromat Needs

It isn’t hard to find general business insurance, but there are enough unique circumstances that apply to laundromats that investing in specialized coverage is more than worthwhile. Some of the additional coverage options you may take advantage of include the following:

  • Property
  • Machinery and boiler
  • Workers’ compensation
  • Mysterious disappearance
  • Box storage
  • Business auto

Standard features such as lost income coverage are also typically available, so that if an incident forces you to close, you do not have to struggle.

Constantly Evolving Coverage

Perhaps the most important aspect of laundromat insurance is its ability to evolve with the industry. As trends have emerged, more people have become concerned with the pollution and soil contamination that laundromat facilities may contribute to. A good laundromat insurance policy will protect you from such liabilities and any others new ones that arise and pose a threat to your business.

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