Everyone’s car is a classic to them, but when it comes to coverage, true vintage automobiles need classic collectors insurance. Many factors go into qualifying a vehicle as a collectors item, and here are some of the criteria to help you determine whether your automobile fits the vintage bill.
Your Baby’s Birthday
There are two schools of thought on what age classifies a vintage car. The Classic Car Club of America will only consider an automobile vintage if was built between 1915 and 1948. Other automotive organizations and car clubs aren’t quite as stringent. They’ll consider a car a classic if it’s 25 to 50 years old, which is good news for those who cherish their 1964 Ford Mustang.
Bells and Whistles
One thing all classic car organizations agree on is distinction. You might have a car built in 1930, but if it doesn’t boast a recognizable design or exceeded average engineering standards and workmanship for the time, it might not really be a classic. One thing that increases your collectible’s value, and thereby the necessity for classic collectors insurance, is distinctive features. Some things to look for are custom coachwork, engine displacement and luxury models. These cars just might get you the vintage collectible you desire in your garage.