When it comes to choosing car insurance, your coverage is the one thing you’ll want to know inside and out. Being familiar with the details of exactly what and who is cared for if you are involved in an accident is critical to choosing a great policy. Understanding your coverage is also useful when dealing with the claims process if an incident occurs.
Basic Coverage Types
Although many car insurance companies in CT will inform you about the two fundamental standards of coverage, collision and comprehensive, you might not be aware of the many other different types. Here are some of the options that may be available as part of your policy:
- Liability coverage
- Uninsured/underinsured motorists coverage
- Medical payments coverage
- No-fault coverage
- Other coverage
These different varieties of coverage deal with various aspects of your physical well-being, your vehicle, and the outcome of a claim. You never know who you will encounter on the road, so it is best to feel safe within your coverage and know your rights as a driver and a passenger. By having a basic knowledge of what is included in your car insurance policy, you will also be able to successfully navigate the world of car insurance companies in CT.