While there are a lot of uniform gestures and guiding ideas behind workers compensation insurance in the United States, there is not a great deal of consistency in the ways that policies are worded and enforced from state to state. As a result, companies can find accurate information about workers comp programs difficult to obtain, especially if they are looking for coverage that complies with state laws in a variety of locations without treating workers inconsistently simply because of where they happen to be living and working.
Finding a provider or MGA with a solid multi-state program already in place is the key to making sure your insurance works for all your employees. Not only will a dedicated program know how to extend coverage that meets the needs of legislatures in multiple locations, it will also streamline your compliance. The key is to pick an MGA who can
• Turn around quotes quickly
• Provide in-house underwriting control
• Offer flexible payment terms
• Provide access to multiple nationally and regionally acclaimed carriers
Finding the agent who can provide a workers compensation insurance program that fulfills all these needs means finding an MGA who can be trusted to take care of your compliance and run your risk management so that you are free to focus on the aspects of running your company that need more direct attention.