Disability insurance for surgeons is an important part of your overall insurance coverage. This type of policy can help you with lost wages due to an illness or injury that makes you miss work. Unlike workers’ compensation insurance, this type of policy covers things that happen outside of the workplace as well as those that happen on the clock. Finding the right policy for your needs can be a bit challenging though.
The first step to finding the right disability insurance for you is to look over the coverage that you currently have. If you get insurance from your employer then it is a good idea to see if that coverage can follow you if you move jobs. You should also see if there are any gaps in the coverage that you would like covered. For instance, many people have health, life, and workers’ compensation insurance and do not realize that there is a gap in there for lost wages from non-work related disabilities.
Your next step will be to find disability insurance for surgeons which can cover any gaps that you found in the first step. One of the easiest ways to do this is to find a service which deals with many different insurance companies on your behalf. You can usually work with these services to determine what your needs are and which policy and company will best meet those needs.