While the Volunteer State is known for many things, one of the most unique is the large number of horse breeders, trainers and other professionals of the equestrian world. Racing, jumping and reining are all popular disciplines, and of course there are many Tennessee Walking Horse breeders. If you are an equestrian professional, your horses are not only beloved pets, they’re highly important financial assets. That investment must be protected in the event of an accident, injury or illness and one means of protection is finding the right type of equine mortality insurance in Tennessee.
Types of Coverage
While policies may vary among providers, there are three main types of equine insurance:
- Equine Mortality
- Farm and Ranch Coverage
- Farm General and Personal Liability Policy
Your business may need insurance in a single category, or it may be better to work with your provider to design a customized policy that best fits your needs.
Finding the Right Policy
It’s important to choose the right type of policy as well as a reasonable amount of coverage. For example, a provider of equine mortality insurance in Tennessee may have a policy that covers common issues such as colic as well as rare respiratory or chiropractic ailments requiring unique treatments. Some policies have specific regulations that apply to racehorses. The best way to find the right policy for you is to contact an insurance provider directly and negotiate a workable policy solution.